Default Management Isn’t Enough
While GDP is returning to growth in many countries and some economists and government agencies are declaring “recovery,” tell that to the banking industry. Significantly more losses are set to occur in...
View ArticleLoan Portfolio Management in the US Mortgage Industry – What About HAMP?
Loan portfolio management in the US residential mortgage industry has hit a speed bump. The Home Affordable Modification Plan (HAMP) uses a rule-based formula for driving the terms of a modified loan...
View ArticleMobile Alerts and Pre-Delinquency Management
I spoke with someone in the industry recently that said something like 20%-30% of borrowers who are current on their mortgage at the time of modification later end up defaulting. If a borrower has...
View ArticleDefault Management Isn’t Enough
While GDP is returning to growth in many countries and some economists and government agencies are declaring “recovery,” tell that to the banking industry. Significantly more losses are set to occur in...
View ArticleLoan Portfolio Management in the US Mortgage Industry – What About HAMP?
Loan portfolio management in the US residential mortgage industry has hit a speed bump. The Home Affordable Modification Plan (HAMP) uses a rule-based formula for driving the terms of a modified loan...
View ArticleMobile Alerts and Pre-Delinquency Management
I spoke with someone in the industry recently that said something like 20%-30% of borrowers who are current on their mortgage at the time of modification later end up defaulting. If a borrower has...
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